PIERSON INSURANCE, INC.
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Medicare Prescription Drug Plans

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What is Medicare Prescription Part D?

These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.

What do drug plans cover?

Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.

A drug in a lower tier will generally cost you less than a drug in a higher tier. In some cases, if your drug is on a higher tier and your prescriber thinks you need that drug instead of a similar drug on a lower tier, you or your prescriber can ask your plan for an exception to get a lower copayment.

A Medicare drug plan can make some changes to its formulary during the year within guidelines set by Medicare. If the change involves a drug you’re currently taking, your plan must do one of these:

Provide written notice to you at least 60 days prior to the date the change becomes effective.
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At the time you request a refill, provide written notice of the change and a 60-day supply of the drug under the same plan rules as before the change.


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Pierson Insurance, Inc.
PO BOX 5926
Boise, ID 83705​
(208) 869-8024
​Click Here to Email Us
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*DISCLAIMERS
  • Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
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  • We do not offer every plan available in your area.  Currently we represent six organizations which offer twenty-seven products in your area.  Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
 
  • When you call the number listed on this website, you will be directed to a licensed insurance sales agent or broker.
 
  • This website is a solicitation for insurance. By providing us with your contact information, you agree that an authorized representative or licensed insurance agent/producer may contact you by telephone, email or mail to answer your questions or provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.
 
  • The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex.

© 2025 Pierson Insurance, Inc.

  • Home
  • Health Quotes
    • Medicare Advantage Plan Quote
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Newsletter Signup
    • Accessibility Statement
  • Service
    • Update Contact Info
    • Contact My Carrier
    • Free Consultation
    • Medicare Appointments
    • Scope of Appointment
    • Medicare 101
    • Turning 65 in Idaho – What You Need to Know About Medicare | Pierson Insurance
  • Insurance
    • Health >
      • Dental Insurance
      • Vision Insurance
      • Small Business Group Health Insurance in Idaho | Pierson Insurance
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Medicare Prescription Drug Plans
      • Hospital Indemnity Insurance
      • Health Insurance Individual & Family
      • Short-Term Health Insurance & Bridge Policies in Idaho – Temporary Coverage Options | Pierson Insurance
    • Travel Insurance
    • Life Insurance
    • Final Expense Insurance
  • Contact
    • Schedule an Appointment
  • Privacy Policy